Finally Debt Free

Nice title huh.... I'm having doggie dreams just coz of it. It's great that I've finally been able to pay my sister and I've also given her my payment for my Citisavings Loan. That done, I can go back to focusing on my emergency fund and my Metrobank Savings Plan. Right now, my envelopes don't look so good, they're practically empty. But it's alright, Thea will be able to pay me back soon and I've got some "bonuses" coming up. I gotta take care of my visa soon but aside from that I don't think I have any big expenses coming up.